Tiller vs YNAB vs Monarch Money
Tiller ($79/yr) is the only major budgeting tool that uses spreadsheets as the front end - your data lives in Google Sheets or Excel, not a proprietary app. This makes it uniquely portable: your data outlives your subscription. YNAB and Monarch Money are purpose-built apps with better UI but lock your data in their systems.
Refund policy
Tiller Money offers a 30-day free trial. Within 30 days of your first paid charge, contact support@tillerhq.com for a full refund. After 30 days, no prorated refunds are available.
Frequently asked questions
- Do I lose my transaction history if I cancel Tiller?
- No. All transactions already imported into your Google Sheet or Excel file stay there permanently - they're in your own file, not Tiller's servers. You only lose the automatic sync of new transactions.
- Can I still use my Tiller spreadsheet after canceling?
- Yes. Your Google Sheet or Excel file continues to work fully. You can edit, filter, and analyze all existing data. You just can't pull in new bank transactions automatically without an active subscription.
- Is Tiller Money worth it?
- Tiller is best for spreadsheet enthusiasts who want automation without giving up control. If you find app-based budgeting tools too restrictive or too opaque, Tiller's approach is genuinely different. At $79/yr it's cheaper than YNAB and comparable to Monarch.