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Free Tool

What is this charge on my card?

Paste the billing descriptor from your bank statement and we'll tell you exactly what company charged you - and how to cancel if you want to.

Identify a charge

Copy the exact text from your bank or credit card statement and paste it below.

Try these common mystery charges:

Common billing descriptors decoded

VZWRLSSVerizon Wireless
NFLXNetflix
AMZNAmazon
APPLE.COM/BILLApple subscription
GOOGL *SVCSGoogle services
SXM*SiriusXM
PFACPlanet Fitness
MSFT *Microsoft
NTS * NORTONNorton antivirus
ADBEAdobe
PAYPAL *ADOBEAdobe via PayPal
XFINITYXfinity / Comcast

Common questions about identifying card charges

What does an unknown charge on my credit card mean?

An unrecognized charge is usually a subscription, a recurring service billed under a cryptic descriptor, or a purchase processed by a payment platform like PayPal, Square, or Stripe. Billing descriptors often abbreviate the company name (for example, VZWRLSS for Verizon Wireless or NFLX for Netflix), which is why they are hard to recognize. Paste the exact text into the lookup tool above to identify the company.

How do I find out what company charged my card?

Copy the billing descriptor exactly as it appears on your statement and enter it in the charge lookup tool. Common descriptors are matched instantly; unusual ones are decoded automatically. You can also check your bank app for a merchant name, search the descriptor online, or call the number listed next to the charge.

What is VZWRLSS, AMZN, or APPLE.COM/BILL on my statement?

VZWRLSS is Verizon Wireless. AMZN is Amazon (Prime, Kindle, or a marketplace order). APPLE.COM/BILL covers Apple subscriptions like iCloud+, Apple Music, or App Store purchases. GOOGL *SVCS is Google services such as Google One or YouTube Premium. These abbreviations appear because card networks shorten merchant names.

How do I stop a recurring charge I do not recognize?

First identify the merchant using the lookup tool, then cancel directly with that company. If you cannot identify it or the company will not stop billing, you can generate a dispute letter to send to your bank or file a chargeback through your card issuer.