What happens after you cancel Copilot
Your account stays accessible until the end of your current billing cycle. After expiry, you lose access to your transaction history and budgets within the app. Your connected bank accounts are unaffected.
Copilot refund policy
Since Copilot bills through Apple, refunds go through Apple's refund process at reportaproblem.apple.com. Apple grants refunds for recent charges, especially if the service wasn't used after the charge.
Frequently asked questions
- Is Copilot Money available on Android?
- No. Copilot is iOS-only as of 2026. If you're switching to Android, Monarch Money and YNAB both have Android apps and offer CSV import to help migrate your data.
- Does Copilot have a free trial?
- Yes - Copilot offers a 30-day free trial, one of the longer trials in personal finance apps. Cancel through Apple subscriptions before day 30 to avoid being charged.
- Can I get a refund on Copilot if I was just charged?
- Request a refund at reportaproblem.apple.com within 90 days. Apple approves refunds for unused subscriptions that were recently charged, especially if you haven't opened the app since the charge.