How do I close my Varo account?

Transfer your balance, then go to Profile → Settings → Close Account in the app, or contact support at support.varo.com.

Yes - no monthly fees on basic checking and savings accounts.

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Cancellation guide · Updated 2026

How to Close Varo

Last verified May 2026 · Transfer balance first · In-app request

CancelNest Editorial
Reviewed & updated June 2026

Easy - transfer balance before closing

Close your Varo account

1
Transfer your full Varo balance to an external bank
Move all money from your Varo checking and savings before closing.
2
Redirect any direct deposits or autopay
Update your employer or any autopay services to a new bank account before closing Varo.
3
Pay off any Varo Advance balance
If you have used Varo Advance (cash advance), repay the balance before closing.
4
Request account closure through the Varo app
Open Varo → Profile → Settings → Close Account, or contact Varo support at support.varo.com.
5
Download transaction records if needed
Export or screenshot transactions you may need for records before closing.

Varo is free - there is no subscription to cancel

Varo checking and savings have no monthly fees. Closing the account simply ends the banking relationship. The main step is moving your money out first.

Still getting charged after canceling?

Get a ready-to-send dispute or refund demand letter for the company or your bank.

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Last verified - May 2026

Varo Advance and credit products

If you use Varo Advance or the Varo Believe secured credit card, address those before closing: repay any advance balance and pay off the credit card. Closing the main checking account while these products are active may complicate the closure process.

Frequently asked questions

How do I close my Varo account?: Transfer your balance, then go to Profile → Settings → Close Account in the app, or contact support at support.varo.com.
Is Varo free?: Yes - no monthly fees on basic checking and savings accounts.
What if Varo is holding my money after I request closure?: Contact support at support.varo.com. If unresolved, file a CFPB complaint at consumerfinance.gov/complaint.