What Albert Genius includes
- Access to human financial advisors (Geniuses) via text
- Genius investing account with automated portfolios
- Smart savings goals with interest
- Bill negotiation assistance
- Instant cash advances (up to $250)
- Budgeting insights and financial alerts
Albert vs Dave vs Brigit for cash advances
Albert (Genius subscription, pay-what-you-want), Dave ($1/mo), and Brigit ($9.99/mo) all offer instant cash advances. Albert advances up to $250; Dave up to $500; Brigit up to $250. If you're canceling Albert and just want the advance feature, Dave at $1/month is the cheapest option.
Frequently asked questions
- Does canceling Albert Genius close my savings account?
- No. Your Albert savings account and Cash account remain fully active. You just lose access to the Genius features.
- Can I lower my Albert Genius payment instead of canceling?
- Yes. In Settings → Albert Genius, you can change your monthly contribution amount. The minimum is $1/month. Consider lowering it before canceling entirely.
- What happens to my Albert investing account if I cancel Genius?
- Your Albert investing account becomes inaccessible without Genius. Your portfolio is preserved - you can liquidate and withdraw, or resubscribe to regain access. Contact Albert support to arrange withdrawal if you can't access it.