What you lose when you cancel AARP
AARP's main member benefits include the AARP Pharmacy Service discounts, travel discounts, the AARP Supplemental Insurance (Medigap) access, and AARP The Magazine. Losing these matters most for members who actively use the pharmacy discounts or supplemental insurance programs.
Spouse or partner memberships
Each AARP membership covers the member plus one household member (usually a spouse or partner) at no extra cost. When you cancel, both people lose benefits simultaneously.
Frequently asked questions
- Does canceling AARP affect my AARP supplemental insurance?
- AARP supplemental health insurance (Medigap) through UnitedHealthcare is a separate product - canceling your AARP membership does not automatically cancel your insurance policy. Contact UnitedHealthcare separately if you want to change or cancel coverage.
- Can I cancel AARP by mail?
- Yes. Send a written cancellation request with your name, address, and membership number to: AARP Membership, P.O. Box 93316, Long Beach, CA 90809. Include a request for a prorated refund.
- How long does the AARP refund take?
- AARP typically processes refunds within 4–6 weeks, issued to your original payment method or by check if that method is no longer valid.